We are seeking a motivated and detail-oriented Credit Analyst to support the Private Banking Division, Wealth Credit team on a 1-year contract basis. This role offers strong exposure to credit risk management, securities financing, and private banking operations.
Key Responsibilities
- Monitor accounts with collateral shortfalls and credit limit excesses, ensuring timely follow-up and resolution
- Support the maintenance and monitoring of exception handling for Private Banking clients
- Analyze marketable securities and assign Advance Margins (AM) in line with internal financing frameworks
- Perform regular reviews of securities eligibility and margin ability
- Assist with regulatory reporting and internal risk reporting requirements
- Identify opportunities to improve processes and enhance risk controls and operational efficiency
- Collaborate with stakeholders across business units to support product development and business initiatives
- Participate in User Acceptance Testing (UAT) for systems enhancements and new projects
- Maintain strong working relationships with internal stakeholders and team members
Requirements
Education
- Minimum Diploma/ Degree in Banking, Finance, Business, or related discipline
Experience & Skills
- Minimum1- 2 years of relevant experience in banking/finance.
- Strong analytical and numerical skills with attention to detail
- Basic understanding of credit risk, securities, or financial markets is advantageous
- Good communication and stakeholder management skills
- Proficient in Microsoft Excel. Candidates with advanced Excel functions (Pivot Table, VLOOKUP, etc..) will be an added advantage.
- Ability to work in a fast-paced and structured environment
