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Phaxis

Senior Backend Engineer – Fintech Start-Up (Digital Only Banking)

San Francisco, CAFull-timeSeniorCompetitiveMay 7, 2026
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Job Description

Our client, a growing startup in the neobank space is adding two Senior Backend Engineers to join the team. You will work directly with the technical founders to architect, build, and ship a financial services platform across international markets. You will set standards and make decisions that will impact the systems WORKING IN A GREENFIELD ARCHITECTURE!
To be successful in this role you need to have experience shipping production fintech software before.

  • Core backend engineer powering the mobile and Web frontends via REST API

  • Handling integration with banking service providers, payment rails, ledger systems, and Cryptocurrency wallet

  • Create engineering standards and technical foundations for a system designed to scale internationally
    Tech Stack

  • Python (FastAPI) monolith

  • PostgreSQL and Redis on AWS

  • Rust and/or Go for performance-critical service breakouts

  • REST API serving mobile and Web clients

Skills

  • 5+ years building and shipping production backend software in Python, Go, and/or Rust

  • Experience at a fintech company such as (e.g. Mercury, Brex, Stripe, Chime, Marqeta, Lithic, or similar)

  • Strong fundamentals across the backend: PostgreSQL, Redis, AWS

  • Experience in fintech, payments, stablecoins and/or banking infrastructure.

  • Track record of shipping at scale in a production environment

  • Full-stack capability — ability to flex into frontend when needed

  • Comfort working at true startup scale — small team, high ownership, significant ambiguity

Verified Listing

This role has been verified for authenticity, market-rate compensation, and remote eligibility.

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Senior Backend Engineer – Fintech Start-Up (Digital Only Banking) at Phaxis | Recruit Myself