Graduate Intern

Designation- Graduate InternLocation- Mumbai / Pune / GurgaonKey Roles & ResponsibilitiesWork with the team to support various activities in the credit risk value chain for a portfolio of corporatesSupporting in surveillance of portfolios and preparation of event notesSupporting the team in MIS reporting activitiesSupporting in preparing credit reports and financial models based on fundamental analysis for a set of assigned credits/companiesThe candidate may have to undertake the below credit assessment activities:

Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. Preparing sections of credit assessment report and elaborately discuss the company profile and credit risk considerations. Preparing and updating detailed financial spreads/models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years). Determine and recommend ratings to the entity based on the internal rating framework and methodology. Final collation of credit memosSupport the team with any ad-hoc research requests including sector researchFUNCTIONAL & BEHAVIOURAL KNOWLEDGEGood understanding of financial concepts, calculation of key credit metrics and capital ratiosGood knowhow of accounting aspectsReasonable understanding of credit Minimum & Preferred EducationPursuing GraduationMinimum & Preferred Experience / SkillsHigh level of attention to detail and accuracy; Diligence and hard workOrganization skills and the ability to manage and prioritize workloadGood understanding of MS office products