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Returning.AI
About Returning.AI Think Discord, spin-the-wheel, lucky draws, streaks, and leaderboards - but built for financial institutions. At Returning.AI, we build gamified loyalty and retention systems for CFD brokerages. Our clients are enterprise, paying $60-144K per year. We are a small 10-15 person team HQ-ed in Singapore, profitable, and growing fast.
Our product lives inside a broker's client portals and drives trader engagement through rewards, challenges, and lifecycle campaigns. That means real integrations, real operational complexity, and real commercial stakes. This is not generic SaaS. It is niche, fast-moving, and execution-sensitive. We are not looking for someone to "manage product" from a distance.
We need someone who can work closely with the founder, absorb chaos, create structure fast, and help move the team forward. Why this role exists Right now, too much of the product loop still sits with the founder. That means turning half-formed ideas into something buildable. Keeping design and engineering aligned. Pressure-testing requirements. Spotting gaps before they become rework.
Helping the team find a workable path when the clean answer does not exist yet. That does not scale. We need someone who can take that load off. Someone who can think clearly in messy situations, communicate well across functions, use AI heavily, and go from raw idea to clear action without waiting for perfect structure first. What you will actually do Run the day-to-day product operating loop.
You will help keep design, engineering, QA, and founder priorities aligned. You should know what is in motion, what is blocked, what is unclear, and what needs to happen next. Turn messy inputs into buildable work.
Founder ideas, client requests, internal discussions, rough sketches, scattered Slack threads, half-made decisions. Your job is to turn that into clear briefs, specs, priorities, edge cases, and next steps. Prototype directly.
You should be comfortable using tools like Codex, Claude Code, or similar to mock flows, pressure-test ideas, build lightweight internal tools, and validate whether something is feasible before it eats engineering time. Read docs and figure things out.
You should be able to read API documentation, inspect payloads, understand auth flows, test endpoints, and work out how systems fit together. You do not need to be a full-time engineer, but you do need to be technically dangerous enough to reduce ambiguity rather than add to it. Bridge product and engineering.
You should be able to speak to engineers in a concrete, useful way while keeping business intent intact. If a requirement is vague, broken, duplicated, or not worth building, you should catch that early. Use AI as a default working tool.
We expect AI to be part of how you think, write, analyse, prototype, research, structure, and solve problems. This is not a role for someone who occasionally uses ChatGPT. We want someone who leans on AI constantly to increase output and compress feedback loops. Solve creatively under imperfect conditions.
Sometimes the product is raw. Sometimes the clean system does not exist yet. Sometimes the client need is valid but the current product shape is not ready for it. You need enough judgment to find a workable path forward without creating unnecessary complexity. Own follow-through.
Written and verbal. You can explain a technical constraint clearly, summarise messy discussions into usable next steps, and reduce confusion rather than create it. AI-native in practice.
You already use tools like Codex, Claude Code, Cursor, ChatGPT, or similar as part of your real workflow. Not as a gimmick. As an actual operating layer. If you cannot show how AI materially changes how you work, this is not the role. Technically comfortable.
You do not need to be a senior engineer, but you should be comfortable reading API docs, understanding JSON, tracing request flows, reasoning about data shape, and wiring simple things together. You should not freeze when technical conversations get specific. Product-minded.
You can decide what the smallest useful version is, push back when something does not make sense, and keep business value tied to execution. High agency.
If something is missing, unclear, blocked, or drifting, you do not wait passively. You dig, clarify, prototype, escalate, or resolve. Good under ambiguity.
This role is not for someone who needs every task fully scoped before they can contribute. You should be comfortable walking into a half-formed situation and helping create the structure it needs. Creative but grounded.
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