Associate Divisional Manager-Data Analytics, Chennai

Position Title

Associate Divisional Manager - Data Analytics (Data Science)

Grade/Level

Department

Data & Analytics

Location

Chennai

Organizational Relationships

Position reporting to

Sr. Divisional Manager – Data & Analytics

Job Purpose

The position will be responsible for managing leading a team of 4-5 data scientists developing predictive modelling solutions in credit risk and marketing for Consumer and Commercial lending portfolios.

Key Responsibilities

Functional

Responsibilities

Provide insights, perform trend and variance analyses across the product suite for cross sell activities from a risk and marketing perspective

Assist Business teams with analyzing root cause of trends, identify incremental sales opportunities and risk mitigation avenues

Develop machine learning models, segmentation and mentor junior analysts on development of solutions that incorporate business aspects and operational constraints

Ensure operationally efficient solutions and drive optimization in existing analytics solutions

Qualifications

Job Requirements

M.Tech / B.E / B.Tech / M.Sc in CS or Stats or Maths

Experience

• Preferably 8+ years’ experience in data science
• Good at Statistical/ Machine learning / Deep Learning Models
• Strong command of SQL and Python.
• Experience in risk analytics, credit risk models, marketing analytics, marketing models, portfolio monitoring, Expected credit loss (ECL) models.

Functional Competencies

Excellent Analytics, Logical, Problem Solving And Numerical Skills

Familiarity in Python, SQL, Advanced excel skills

Key pointers

• Experience in credit risk models, marketing analytics, marketing models, portfolio monitoring
• Worked on lending products like – personal loan, consumer loan, credit cards, tractor loan, commercial vehicle loan
• XG Boost, Logistic Regression, Deep Learning
• Underwriting strategy development
• Acquisition Risk Scorecard, Behaviour Risk Scorecard, Propensity Models
• CHAID segmentation
• Experience with Indian Banks/ NBFC