Product Manager, Payments & Fintech

Role

Product Manager, Payments & Fintech

Why You’ll Love Working Here

Highly competitive salary with flexibility based on experience, plus additional incentive compensation tied to company growth. Fast-paced, entrepreneurial environment with strong ownership and impact. Direct access to leadership and decision-makers. No product management layer above you. Opportunity to help build and scale a next-generation payments platform.

Clear expectations tied to outcomes and KPIs. Collaborative onsite culture with visibility and influence from day one.

The Opportunity

This role owns the payment orchestration platform end-to-end. This is not a backlog management role. You will define what gets built, why it matters, and how it creates value for merchants. You will work directly with engineering, sales, customer success, project management, and leadership.

You will shape product strategy, set priorities, and drive execution. You will take over product responsibilities currently handled by leadership and help build a scalable product function. You will use AI tools to move faster, improve decisions, and enhance product development.

In the first year, you will own key initiatives, deliver platform improvements, improve merchant experience, and establish product metrics and roadmaps. You will focus on product functionality, workflows, and design, not go-to-market.

The Company

An established eCommerce payments company processes approximately 500 applications per month and primarily serves mid-risk merchants including high-ticket, future delivery, supplements, and general eCommerce businesses. It has built extensive proprietary infrastructure including onboarding tools, fraud screening, identity verification, KYC systems, and risk controls.

The company historically operated on a third-party payments infrastructure but is launching a new proprietary commerce platform currently in closed beta with a public launch planned. The platform is designed for agentic commerce and may expand into white-label offerings and deeper vertical integration.

While not currently underwriting or taking direct risk, the company operates with extensive compliance and auditing processes and expects to move further in that direction.

Team size includes approximately 15 onsite employees and 25 total, with 5 in-house developers, a CTO, and an external development team. The company operates like a large agent group and emphasizes technology, adaptability, and operational excellence.

Work Environment

• Onsite in Austin, TX with hybrid flexibility.
• Small, collaborative team.
• Direct access to CTO and leadership.
• Fast-paced and execution-focused.

Reports to

CTO

Employment Type

Full-Time, W2, Direct Hire

Benefits

• Health Insurance.
• Dental Insurance.
• 401(k) with company match.
• PTO.
• Sick days.
• Fully stocked office kitchen with snacks.
• Onsite shower.
• Weekly company happy hours.
• Company-sponsored social events.
• Unlimited upward potential.

Responsibilities

• Own the product roadmap end-to-end.
• Prioritize highest-impact opportunities.
• Define product vision, functionality, and workflows.
• Turn ideas into MVPs, requirements, user stories, and acceptance criteria.
• Work closely with engineering to scope and prepare work for development.
• Collaborate with sales, customer success, and project management.
• Gather and prioritize feedback from merchants and internal teams.
• Evaluate features, workflows, and platform functionality.
• Analyze competitors and identify opportunities.
• Manage vendors and evaluate integrations and partnerships.
• Define success metrics and use data to guide decisions.
• Support go-to-market when tied to product.
• Drive alignment and decision-making across teams.
• Own execution, outcomes, and product accountability.

Requirements

• 4+ years of Product Management experience in B2B SaaS.
• Experience in payments, fintech, merchant services, gateways, or related products.
• Hands-on product management experience.
• Experience owning products end-to-end.
• Experience owning execution and outcomes.
• Strong product design sense and ability to identify UX issues.
• Experience writing product requirements, user stories, and acceptance criteria.
• Experience managing multiple workstreams and roadmaps.
• Strong analytical and data-driven decision-making skills.
• Experience working closely with engineering teams.
• Ability to evaluate product features, workflows, and functionality.
• Experience shipping products with measurable outcomes.
• Comfort using AI tools in product workflows.
• Strong communication and stakeholder management skills.
• Bachelor’s degree in Business, Engineering, Computer Science, or related field.

Preferences

• Experience with payment orchestration, gateways, card vaulting, or processing platforms.
• Familiarity with ecommerce ecosystems and merchant lifecycle.
• Experience with subscriptions and recurring billing.
• Experience with APIs, webhooks, integrations, and data pipelines.
• Understanding of fraud, risk, and compliance.
• Experience improving checkout flows and conversion rates.
• Experience in Agile environments with quarterly planning.
• Familiarity with EOS / Rocks planning.
• Knowledge of international payments.
• MBA or advanced degree.
• Experience at a high-growth SaaS or fintech company.
• Go-to-market experience tied to product.

Miscellaneous

• Must be legally authorized to work in the United States.
• Visa sponsorship not available.
• Onsite preferred. Open to hybrid.
• Individual contributor role.