Credit Risk Analyst

Company Overview

Headquartered in a major global logistics hub and established in 1989, our company is a leading provider of transportation operations and financial services within the shipping and logistics industry. As part of a prominent international group, we manage a vast fleet of assets and serve a diverse network of clients worldwide, including shipping lines, container operators, and logistics providers.

Job Title: Credit Risk Analyst

Department: Risk

Reports To: Sr. Director, Global Risk Management

Location: San Francisco, CA

Purpose: The purpose of the Credit Risk Analyst is to support the credit risk team, working closely with all members to manage customer credit profiles, review credit risk data, maintain documentation, and assist with compliance processes.

Responsibilities

• Order and track third party credit reports for new activity and annual reviews.
• Review credit reports, update tracking and take appropriate actions for financial health indicators (e.g., negative equity), rating downgrades (with summary of reasons), ownership information and changes vs. KYC documentation.
• Contribute to risk analysis process, including identification of accounts requiring credit reviews or additional documentation due to ownership or structural changes.
• Manage KYC compliance processes, including; screening execution, flag resolution, form completion & approvals, and documenting final approvals for audit and compliance purposes.
• Assist with collections activities for a designated portfolio of customers, ensuring timely follow-up on outstanding balances and payment commitments.
• Assist in the credit application process, including reporting to the broader team of application status.
• Own and maintain customer credit profiles in internal systems.
• Maintain obligor ratings for lease customers, ensuring accuracy and timely updates.
• Update tracking system credit profiles upon approval, ensuring proper documentation and linkage to related accounts (lease, sales, depot, etc.).
• Contribute to the preparation of credit forms as needed.
• Log and monitor outstanding credit report requests for timely follow-up
• Support ad hoc projects and research assignments for the Credit Risk team.

Preferred Qualifications and Skills

• Bachelor’s degree in Finance, Business, Economics, Accounting, or related field; or equivalent work experience
• Minimum of 2 years of experience in analysis, finance, or operations roles. Exposure to credit risk, financial analysis, or data management preferred.
• Familiarity with corporate structures, KYC, or compliance processes preferred.
• Excellent attention to detail and analytical skills.
• Strong Excel skills (Pivot Tables, lookups, formatting, basic formulas).
• Experienced in Microsoft tools.
• Skilled in communicating effectively verbally and in writing.
• Ability to establish and maintain effective working relationships.
• Ability to effectively manage projects that may vary in nature and scope.
• Driven, proactive, and eager to learn.Bachelor’s degree in Finance, Business, Economics, Accounting, or related field; or equivalent work experience.
• Minimum of 2 years of experience in analysis, finance, or operations roles. Exposure to credit risk, financial analysis, or data management preferred.
• Familiarity with corporate structures, KYC, or compliance processes preferred.
• Excellent attention to detail and analytical skills.
• Strong Excel skills (Pivot Tables, lookups, formatting, basic formulas).
• Experienced in Microsoft tools.
• Skilled in communicating effectively verbally and in writing.
• Ability to establish and maintain effective working relationships.
• Ability to effectively manage projects that may vary in nature and scope.
• Driven, proactive, and eager to learn.

CAI International, Inc. is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.

Pay: $65,000.00 - $80,000.00 per year

Benefits

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Parental leave
• Vision insurance

Application Question(s)

• Will you require sponsorship for employment visa status now or in the future?
• We are on a hybrid schedule with three days in the office. Will this work for you?
• The salary range for this position is $65,000.00 to $80,000.00. Does this fall within your expectations?

Ability to Commute

• San Francisco, CA 94105 (Required)

Work Location: Hybrid remote in San Francisco, CA 94105