Software Engineer | Austin, TX, USA

Software Engineer

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you.

Job Description

As a Software Engineer, you will contribute to the design, development, testing, and support of modern backend platforms focused on API development, microservices, event-driven architectures, and high-performance backend services.

This role requires a GenAI-first mindset. You are expected to use GenAI, LLMs, agentic AI tools, and coding assistants as part of your day-to-day engineering workflow to improve implementation speed, quality, documentation, testing, troubleshooting, and delivery outcomes.

Responsibilities

• Design, develop, test, and maintain backend software aligned with design specifications, security requirements, and engineering best practices
• Build and support REST APIs, backend services, and microservices
• Contribute to event-driven application flows and asynchronous integration patterns
• Help design and evolve scalable, reliable, resilient, and high-performance services
• Work with technical and product stakeholders to break down requirements into achievable tasks
• Support test engineers and operations teams in troubleshooting, defect research, and root cause analysis
• Contribute to CI/CD pipelines and development automation
• Communicate status, issues, and risks effectively and timely
• Work collaboratively in a fast-paced, high-performance team environment
• Bring curiosity and creativity to understand requirements and propose practical solutions

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications

• Bachelor's degree, OR 3+ years of relevant work experience

Preferred Qualifications

• Bachelor's degree, OR 3+ years of relevant work experience
• 2+ years of relevant work experience and a Bachelor's degree, OR 3+ years of relevant work experience
• Experience in backend software development using technologies such as REST APIs, J2EE, JDBC, JMS, and related service development tools
• Experience or exposure to frameworks such as Spring, Spring Boot, Spring Batch, WebFlux, or Vert.x
• Experience in building Generative AI applications, conversational AI, RAG architectures, techniques and libraries
• Experience or exposure to microservices and backend service development
• Experience or exposure to event-driven architecture
• Familiarity with the software development lifecycle including version control, build process, testing, and code release
• Exposure to Agile development, Continuous Integration, and Continuous Delivery practices
• Strong oral and written communication skills
• Strong interpersonal, troubleshooting, and analytical skills
• Ability to multitask and work effectively within a team in a fast-paced, high-performance organization
• Required experience using GenAI / LLM-based tools in regular engineering work
• Demonstrated GenAI-first attitude toward development, debugging, testing, and documentation
• Working knowledge of gRPC
• Exposure to Kafka, Redis, or NoSQL datastores
• Experience with database technologies such as MySQL, DB2, Oracle, or similar systems
• Ability to understand and write simple to moderately complex SQL
• Familiarity with tools such as GIT, Maven, Jenkins, Chef, Sonar, JUnit
• Exposure to container technologies, caching, API gateways, and service security patterns
• Exposure to highly available and scalable application environments
• The Skills You Bring
• Strong foundation in backend engineering using REST APIs, J2EE, JDBC, JMS
• Familiarity with frameworks such as Spring, Spring Boot, Spring Batch, WebFlux, and Vertex
• A clear GenAI-first approach to coding, debugging, testing, documentation, and productivity improvement
• Good understanding of OOP concepts and design patterns
• Experience or exposure to API development, microservices, backend services, and event-driven systems
• Understanding of building software with attention to security, quality, performance, resiliency, and compliance
• Working knowledge of CI/CD, test automation, and modern development practices
• SQL and database fundamentals
• Curiosity, creativity, ownership, and strong collaboration skills

U.S. Applicants Only

The estimated salary range for this position is $88,000.00 to $ 136,900.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location.

In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.