Risk Management Analyst

Position Summary

The Risk Management Analyst is responsible for identifying, assessing, and mitigating financial and operational risks across the organization. This role plays a critical part in protecting the company's portfolio by analyzing lending trends, monitoring risk exposure, and supporting the development of risk management strategies aligned with business objectives.

Key Responsibilities

• Analyze loan portfolio performance to identify risk trends, delinquencies, and potential losses
• Develop and maintain risk models, reports, and dashboards to support decision-making
• Monitor credit risk, operational risk, and compliance-related exposures
• Collaborate with underwriting, collections, and compliance teams to improve risk controls
• Support the development and refinement of risk policies and procedures
• Conduct periodic risk assessments and present findings to leadership
• Ensure alignment with internal controls and regulatory requirements

Required Qualifications

• Bachelor's degree in Finance, Economics, Business, or a related field
• 2–4 years of experience in risk management, financial analysis, or lending operations
• Strong analytical and quantitative skills
• Proficiency in Microsoft Excel and data analysis tools
• Ability to interpret financial data and communicate insights effectively

Preferred Qualifications

• Experience in consumer finance or installment lending
• Familiarity with risk modeling, credit scoring, or portfolio analytics
• Knowledge of SQL, Python, or data visualization tools (Tableau, Power BI)
• Understanding of regulatory frameworks related to lending

Compensation & Benefits

• Base Salary: $70,000 – $85,000 annually, based on experience
• Performance Incentive: Annual bonus eligibility up to 10–15%
• Total Compensation Potential: $77,000 – $98,000+

Benefits Package Includes

• Medical, dental, and vision insurance
• 401(k) with company match
• Paid time off and company holidays
• Professional development and certification support
• Career advancement opportunities