Compliance Risk Analyst II

Role: Compliance Risk Analyst II

Why Westerra?

At Westerra Credit Union, we believe You Can Do Money. It is more than just a phrase. It is a mindset that shapes how we empower each other and our members to take control, grow, and thrive financially. Our culture is built on beliefs that guide how we show up every day. We focus on being member-obsessed, radically transparent, relentlessly collaborative, and always learning in motion. These are not just words.

They are the heart of everything we do. Inspired by our vision to Out-Love Every Bank in Colorado, we bring genuine care and dedication to every member interaction. Our mission to teach, guide, and ignite members to own their financial future drives us to create meaningful, personal connections.

This mission comes alive through our MX Code, which encourages us to anticipate needs, listen deeply with both heart and head, find the best total solution, mark the moment, and truly own the impact we make. This is how we translate our strategy into experiences that matter.

When you join Westerra, you become part of a vibrant community where innovation, openness, and collaboration are not just ideals; they are daily practices. Everyone is invited to bring their authentic selves, curiosity, and passion to the table. Together, we learn, grow, and thrive, committed to making a real difference for our members and one another.

Because at Westerra, we do not just talk about money, we believe you can do money.

What is the role?

The Compliance Risk Analyst II supports the execution and continuous improvement of the Credit Union’s Compliance Management System (CMS) by independently managing compliance reviews, regulatory change implementation, and risk assessment activities.

This role is ideal for an experienced professional who operates as a trusted advisor to business lines. As an Experienced Professional (Level II), you will apply practical and regulatory knowledge to ensure compliance requirements are effectively integrated into operations and strategic initiatives, while delivering high-quality results with limited day-to-day supervision

What will be expected of me?

• Independently manage regulatory complaint investigations, ensuring compliant responses and identifying systemic risk trends
• Conduct and approve compliance reviews of marketing materials, and providing clear regulatory guidance in a timely manner
• Perform fair lending reviews to identify potential risks and partner with business lines to remediate and strengthen controls
• Support compliance support for new products and strategic initiatives, including regulatory impact assessments and control implementation
• Review and assist with enhancement of policies, procedures, and processes to address control gaps and support effective governance
• Monitor regulatory developments and assist with management efforts, including stakeholder updates and implementation tracking as needed
• Maintain the regulatory training calendar and support organization-wide compliance awareness
• Serve as a trusted compliance advisor to business units, providing guidance on complex regulatory and risk scenarios
• Review and request insurance-related documents to support credit union compliance
• Support business line risk assessments, ensuring risks and control gaps are identified, remediated, and validated for effectiveness
• Serve as a mentor to more junior team members
• Other duties as assigned.

Will I have Direct Reports? No

What am I bringing?

Experience/Education

• 4+ years’ experience in operational, regulatory compliance and risk experience, preferably in a financial institution
• Industry acceptable compliance designations preferred but not required (i.e. Credit Union Compliance Expert (CUCE), NAFCU Certified Compliance Officer (NCCO)).
• Lending experience preferred

Skills and Abilities

• Proficient in Microsoft Office
• Exhibits strong verbal and written communication skills
• Ability to Learn and demonstrate that learning on the job
• Detail oriented with strong organizational and time management skills
• Must maintain high-level of confidentiality
• Can be accountable for the completion of assigned deliverables with little day-to-day management
• Uses judgement, but supervision required for overall tasks
• Experienced understanding of the business line and a basic understanding of specialized discipline.
• Able to handle problems that are difficult, but typically not complex
• Strong knowledge of applicable regulations (Reg Z, RESPA/TRID, Reg DD, ECOA, UDAAP, GLBA)
• Experience conducting risk assessments, fair lending reviews, and regulatory change management
• Excellent verbal, written and interpersonal communication skills with the ability to explain programs, features, policies and procedures to employees, members and business partners
• Strong relationship building and teamwork skills
• Strong attention to detail and excellent organizational skills; ability to manage multiple priorities
• Excellent analytical, problem solving and decision-making skills
• Ability to influence timelines, expectations, and proactively negotiate within department

What is the work environment like, and are there physical requirements for this role?

• Hybrid: Typically, a dispersed, flexible team environment both on Westerra campus (at least 2x/week) and remote. Employees must reside in Colorado or be willing to relocate prior to starting employment. Residency is

required for payroll and state tax purposes.

Salary: in addition to the starting salary rate of $62,343-$77,929, this role is also eligible for Westerra’s self-funding reward plan. This plan pays out a cash incentive annually if Westerra hits specific criteria tied to financial goals and this role has a direct impact on the outcome of those results!

What are some of our benefit offerings?

• Three health plans through UMR that offer a variety of coverage options, including HSA and FSA options
• Two dental plans through Delta Dental
• Basic life and AD&D insurance, short-term disability and long-term disability
• 20+ days of paid time off (PTO) per year
• Anniversary time off that consists of 1+ days of paid leave for each anniversary year (PLAY)
• 16 hours of volunteer time off (VTO) per year
• 11+ paid holidays
• 401(k) that includes up to 6% match
• Up to 2% off the rate on a new Westerra mortgage, applicable to primary residence, second home, or investment property
• 2% off Auto/RV/Motorcycle Loans
• Up to $5250 per year for educational reimbursement
• 4 weeks of paid parental leave
• Mental health resources including an Employee Assistance Program (EAP)
• Individualized learning and development programs

Please note, applications will be accepted until at least August 31, 2026.