Hong Kong Compliance Officer with MSO Experience

• Hong Kong ID holder is preferred
• Support the implementation and maintenance
• Bachelor's degree in Law, Finance

About PandaPay

PandaPay is a technology-driven company dedicated to delivering seamless, easy-to-use payment services for the global market, with a strong focus on emerging economies. As one of the leading payment platforms, we provide our clients with comprehensive, all-in-one payment solutions.

Since our launch, PandaPay has expanded its footprint to more than 15 countries across Latin America, Asia, and Africa. We work in partnership with some of the most established and trusted payment channels in these regions, enabling businesses to access new markets and grow with confidence.

We are currently looking for a highly motivated candidate to fill the position of:

Hong Kong Compliance Officer (MSO Experience)

Responsibilities

• Support the implementation and maintenance of the Company's compliance, AML, and CFT framework in accordance with the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap. 615) and other applicable Hong Kong regulations.
• Assist in preparing and reviewing compliance policies, procedures, and internal controls related to MSO operations.
• Perform customer due diligence (CDD/KYC), ongoing customer reviews, transaction monitoring, and sanctions screening.
• Assist in identifying suspicious transactions and support the preparation and submission of Suspicious Transaction Reports (STRs) to the relevant authorities when required.
• Conduct AML/CFT risk assessments and recommend appropriate risk mitigation measures.
• Monitor regulatory developments and advise management on relevant compliance requirements and regulatory updates.
• Assist in internal compliance reviews, audits, regulatory inspections, and remediation of compliance findings.
• Prepare periodic compliance reports and maintain accurate compliance documentation and records.
• Deliver compliance awareness training to employees and promote a strong compliance culture.
• Support MSO licence maintenance, annual review, renewal processes, and communication with Hong Kong Customs where required.
• Work closely with business, operations, and other internal stakeholders to ensure compliance with regulatory requirements.

Job Requirements

• Bachelor's degree in Law, Finance, Business Administration, Risk Management, or a related discipline.
• At least 3–5 years of compliance, AML/CFT, or regulatory compliance experience in the Hong Kong financial services, payment, fintech, remittance, or MSO industry.
• Experience working with Money Service Operator (MSO) regulations in Hong Kong is preferred.
• Familiar with the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap. 615), relevant HK Customs requirements, and Hong Kong AML/CFT regulations.
• Knowledge of KYC, CDD, transaction monitoring, sanctions screening, and AML investigations.
• Experience supporting regulatory inspections, licence renewals, or compliance reporting is an advantage.
• CAMS, AAMLP, or other AML-related professional certifications are preferred but not mandatory.
• Strong analytical, communication, and problem-solving skills.
• Able to work independently as well as collaboratively in a fast-paced environment.
• Hong Kong ID holder is preferred.
• Fluent in English and Chinese (Mandarin and/or Cantonese), both written and spoken.