Senior Software Engineer, Onboarding (Client-facing AI initiatives)

About Reap

Reap is a global financial technology company headquartered in Hong Kong with employees across multiple countries. We enable financial connectivity and access for businesses worldwide by combining traditional finance with stablecoins for efficient money movement.

Through our stablecoin-powered corporate cards, payments, and expense management tools, we streamline financial operations and help businesses scale. Our APIs enable businesses to integrate stablecoin-enabled finance into their own products and services—from issuing Visa cards to facilitating cross-border payments.

Backed by leading investors including Acorn Pacific, Index Ventures and HashKey Capital, Reap is building the future of borderless, stablecoin-enabled finance.

Why Reap?

Our Account Onboarding & Management team builds and maintains the systems that power how businesses get started and scale on Reap. From KYC and compliance to account creation, user access, and ongoing account management, we focus on creating secure, seamless, and intuitive experiences.

We work closely with cross-functional partners to deliver scalable solutions that balance regulatory requirements with customer-centric design, ensuring trust and efficiency at every step.

Your Mission Awaits

As a Senior Software Engineer on the AOM team, you'll own the full development lifecycle of features, from conception to deployment. You'll play a key role in creating scalable, maintainable, and robust systems and user interfaces that are truly customer-centric.

Working within a cross-cutting team, you'll collaborate closely with other engineers and product stakeholders to design and craft innovative solutions that directly address our clients' everyday challenges.

The ideal candidate will possess a strong passion for technology, a drive for excellence, and a collaborative mindset to work effectively within cross-functional teams. If you are enthusiastic about pushing boundaries, solving complex problems, and making a significant impact, we encourage you to apply and be part of our exciting journey in shaping the future of our products.

• Design, develop, and deploy scalable applications in our AWS environment, ensuring the implementations meet business requirements and adhere to high-quality standards.
• Collaborate closely with cross-functional teams, including product managers, designers, and fellow engineers, driving seamless product development from concept to deployment.
• Keep our tech stack modern and competitive by staying current with the latest industry trends and technologies.
• Enhance system observability and reliability through writing tests, adding key metrics, debugging issues, and learning from incidents.
• Contribute to our team's growth by assisting with resume screening and conducting interviews for new talent.

Your Superpowers

• Experience: 6+ years of fullstack development experience with end-to-end ownership of business-critical systems.
• Frontend: Strong React.js ecosystem skills (TypeScript, Hooks, Redux/Zustand, React Query, MUI, Emotion/Styled Components).
• Backend: Proficient in Node.js and TypeScript; experienced in building APIs and working with event-driven/serverless systems. Knowledge of Python, Go, Nest.js or similar languages/libraries is a plus.
• Cloud & Database: Hands-on AWS experience (Serverless, networking basics, container services, RDS). Strong database design skills with PostgreSQL/MySQL, solid SQL fundamentals, and experience with ORMs (TypeORM, Prisma).
• Problem-Solving: Curious and detail-oriented with strong debugging skills, balancing correctness with practical tradeoffs.
• Collaboration & Growth: Effective communicator, open to feedback, and eager to take ownership in a fast-paced environment.
• AI-assisted coding: Comfortable using AI coding tools (e.g., Cursor, GitHub Copilot, Claude Code, Codex) and familiar with integrating LLM APIs (e.g., MCP, RAG).

Nice to Have

• Domain Knowledge: Experience in fintech (KYC, compliance, onboarding, payments/cards, crypto).
• Startup Mindset: Experience in high-growth or startup environments.
• Infrastructure as Code: (Terraform / CloudFormation / AWS SAM)

Why You'll Love it Here

• A high-impact role in a rapidly growing fintech startup
• Flexible hybrid/remote work environment with a global, collaborative team
• Insurance coverage after probation
• Reap Card stipend
• Use of AI tools at work, and the space to learn, experiment, and grow with them
• A culture of innovation, inclusion, and continuous learning

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