Credit Analyst

Our client in Edmonton is seeking a detail-oriented and analytical Credit Analyst to join their finance team. This role is responsible for evaluating credit risk, reviewing customer financial information, recommending credit limits, and helping protect the organization’s financial health while supporting business growth.

The ideal candidate will have strong financial analysis skills, sound judgment, and the ability to collaborate effectively with internal stakeholders and external customers.CCP certification or active pursuit of the designation is required.

Key Responsibilities

• Analyze and assess the creditworthiness of new and existing customers using financial statements, credit reports, trade references, and payment history
• Recommend appropriate credit limits and terms based on risk analysis and company policy
• Monitor customer accounts to identify changes in risk, delinquency trends, and exposure levels
• Review aging reports and support collections strategies for overdue accounts
• Partner with sales, finance, and customer service teams to resolve credit-related issues while maintaining strong client relationships
• Prepare clear and well-supported credit recommendations for management review
• Maintain accurate customer credit files and ensure documentation is complete and up to date
• Assist with ongoing review and improvement of credit policies, procedures, and internal controls
• Support month-end reporting related to receivables, bad debt exposure, and account risk
• Identify potential compliance concerns and escalate high-risk accounts as needed