Risk Analyst

Risk Analyst

Department: Legal/Risk

Employment Type: Full Time

Location: Houston, TX

Reporting To: Jessica Ortega

Description

Join Our Team!

Are you passionate about navigating and mitigating risks in a dynamic environment? At Cotton Holdings, Inc., we believe in empowering individuals, driving meaningful change, and fostering success through innovative risk management strategies. As a Risk Analyst, you’ll play a vital role in ensuring operational and financial stability while helping us achieve our mission of total recovery and comprehensive solutions.

Who We Are

Cotton Holdings, Inc. is a global leader providing comprehensive solutions for property restoration, recovery, construction, and more. Whether we’re responding to natural disasters or managing large-scale development projects, our innovative team combines world-class talent with a vast inventory of company-owned assets to achieve exceptional results. Ready to be part of our dynamic, mission-driven team?

Let’s get started!

Key Responsibilities

As a Risk Analyst, you’ll support our Enterprise Risk Management (ERM) team by analyzing and managing risks across Cotton’s diverse divisions, from Disaster Restoration to Culinary. Working closely with our Risk Manager and cross-functional teams, you’ll contribute to loss reduction, financial efficiencies, and operational resilience. Here’s a snapshot of your responsibilities:

• Vendor and Subcontractor Evaluation: Ensure compliance with Cotton’s insurance requirements for all new vendors and subcontractors.
• Certificates of Insurance Program: Lead and maintain the certificates of insurance program for Cotton and its affiliates.
• Bonding and Surety Management: Manage our bonding and surety program to align with project needs.
• Insurance Contract Review: Evaluate contract language to ensure adherence to Cotton insurance standards.
• Claims and Risk Analysis: Support claims management and risk analysis projects to identify improvement opportunities.
• Policy Development: Assist in developing and updating company and departmental policies and procedures.
• Documentation and Reporting: Prepare and maintain required documentation for underwriting renewals and risk assessments.
• Contract Assistance: Collaborate with clients and vendors on contract preparation, review, and revisions.
• Impactful Work: Play a critical role in mitigating risks and ensuring financial and operational efficiency.
• Collaborative Culture: Work alongside industry leaders and dedicated professionals who thrive in a fast-paced environment.
• Career Growth: Expand your skills in risk management, insurance, and cross-functional collaboration.
• Comprehensive Benefits: Enjoy competitive compensation, health insurance, and opportunities for professional development.

Skills, Knowledge and Expertise

What You Bring to the Table

• Education & Designations: Bachelor’s degree in Risk Management, Insurance, or Business. ARM, CRM or CPCU preferred or willing to obtain.
• Experience: Recent college graduates are encouraged to apply. We offer real-world experience, exposure to senior leadership, and a clear path for professional growth within our organization.

Skills

• Strong communication and computer skills.
• Proficiency in insurance and risk management practices.
• Familiarity with contract review, vendor management, and certificates of insurance.
• Ability to handle multiple projects and adapt to shifting priorities.
• Industry Knowledge: Familiarity with the construction, restoration, culinary, or trucking industry is a plus.

Benefits

• Impactful Work: Make a difference by helping businesses prepare for and recover from disasters.
• Collaborative Culture: Work alongside passionate, talented professionals in a fast-paced environment.
• Career Growth: Expand your skills and grow within a dynamic, industry-leading company.
• Competitive Compensation & Benefits: Enjoy a strong benefits package, including healthcare, retirement plans, and more.