In-House Counsel, Transaction

• San Diego, CA or Atlanta, GA
• Full-time, Exempt
• Hybrid 3 days/week in office, 2 days/week remote, Full time M-F
• Exempt/Salary: $165,000-$210,000. Position eligible for additional incentives including bonus, 401(k) match, health and welfare benefits, amazing culture, growth opportunity and more!!

FairSquare has an exciting opportunity for an experienced commercial transaction attorney with some lending regulatory/compliance experience to grow with a 25-year-old privately owned leading online respected national commercial small business lending company that has funded over $6 billion of transactions with over 100,000 businesses.

The company has 5 offices, with the main offices in San Diego (La Jolla area), California and Atlanta (Cumberland/Galleria Area), Georgia. The company is growing its market penetration and product list. The position would report to the Chief Legal Officer.

The attorney will help guide business units in commercial transactions undertaking and also provide support to the company’s existing regulatory/compliance team in addressing applicable federal and state regulatory requirements and administration of the company’s Compliance Management System.

Responsibilities

Commercial Transactions

• Draft, review, and negotiate commercial agreements in the area of small business commercial financing and lending, referral partners, brokers, marketing, and IT software contracting.
• Advise business teams and their leaders on negotiating, risk analysis, transaction structuring, and lead closing of commercial business undertakings.
• Drafting and negotiating commercial deal transactions and contracts with outside vendors, brokers, referral partners, and IT software providers.
• Manage existing vendor management system and oversee onboarding, annual auditing, risk assessments, and potential regulatory exposure aspects.
• Update, maintain, and annually review contract templates and playbooks.
• Manage contract lifecycle, including approvals, renewals, and termination.
• Handle dispute resolution related to commercial agreements.
• Preferred to have experience in commercial business loans, merchant cash advance, line of credit, and/or credit card products.
• Capital markets / credit facility experience is a plus.
• Bank partnership program experience is a plus.
• Ability to use AI to assist/accelerate work a plus.

Knowledge, Skills And Abilities Required

• JD (Juris Doctor) degree.
• Minimum of 6 years of experience at a law firm, government regulatory agency, and/or in-house counsel setting.
• Must possess strong legal drafting, negotiating, and advising skills
• Compliance or regulatory skills a plus
• Working knowledge a plus in BSA/AML, CAN-SPAM, CCPA, CIP, ECOA, EFTA, FCRA, ID Theft/Red Flags, OFAC, TCPA, or UDAAP.
• Strong analytical skills and detail oriented
• Ability to analyze a variety of legal issues, synthesize complex information and assess legal risks
• Excellent verbal and written communication skills are required
• Demonstrated ability to self-start and work independently, and the desire and ability to work with a highly motivated team in a fast-paced environment

Physical Demands

• Working in a temperature controlled office environment
• Sitting at a desk for long periods of time while viewing multiple computer screen monitors
• Potential lifting of boxes around 25lbs
• Minimum of 3 days a week in either the San Diego or Atlanta office.

We are one of the country's largest private providers of small business loans, helping small businesses grow. Our personal approach helps strengthen small business owners and we pride ourselves on being a resource they can trust. We are believers in small business owners.

FairSquare is an Equal Opportunity Employer.